Send money today! 

Transfer Rapid is an international money transfer company that allows you to send and receive money quickly, safely, and conveniently.

Founded in 2006 by Romanian professionals with Anglo-Saxon capital, Transfer Rapid was created to simplify the way Romanian migrants send money to their families back home.

Today, Transfer Rapid is trusted by more than 4 million customers and has processed over 18 million transfers securely and efficiently.

Transfer Rapid is an Authorized Payment Institution regulated by:

• the Financial Conduct Authority (FCA) in the United Kingdom
• the National Bank of Romania (NBR)

Since 2005, Transfer Rapid has maintained a successful partnership with CEC Bank, Romania’s bank with the largest branch network and one of the country’s most trusted financial institutions.

Transfer Rapid services include:

• international money transfers
• transfers within Romania
• cash pickup services
• direct bank deposits
• ATM cash withdrawals through the Transfer Rapid Loyalty Card
• online transfers through the website and TR Pay mobile app

Starting in 2025, customers can also send money from Romania to multiple international destinations using:

• cash deposits at CEC Bank branches
• bank cards via the TR Pay mobile app and website

The TR Pay app is available in several European countries and can be used by Romanian citizens, EU citizens, and legal residents in countries where Transfer Rapid is licensed.

You can send money online directly through:

• the Transfer Rapid website
• the TR Pay mobile app (available in App Store and Google Play)

Payments can be made using debit or credit cards in: EUR, GBP, USD or RON. The process takes only a few minutes.

Yes. Transfer Rapid is a licensed and regulated payment institution authorized by:

• the National Bank of Romania (NBR)
• the UK Financial Conduct Authority (FCA)

To date, Transfer Rapid has processed more than 18 million transfers securely and without incidents.

Customer security and data protection are top priorities. Transfer Rapid complies with the European GDPR Regulation (EU 2016/679) and applies strict standards to protect customer information and transactions.

Additionally, Transfer Rapid works closely with CEC Bank to provide reliable and secure money transfer services throughout Romania.

Yes. Money can be transferred directly into personal or business bank accounts, depending on the destination country.

Link to our calculator here.

Transfer Rapid supports transfers and payouts in: EUR, GBP, USD or RON

Yes. Transfer Rapid offers the TR Pay mobile app, allowing customers to send money quickly and securely from their phones.

The app is available on:

• App Store
• Google Play

Yes. You can send money from Romania:

• in cash through any CEC Bank branch
• online through the Transfer Rapid website or
• via the TR Pay mobile app

You can send money from Romania to multiple destinations across Europe and worldwide.

Europe

Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Norway, Poland, Portugal, San Marino, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom, Vatican City.

Other countries

Bangladesh, China, India, Nepal, Pakistan, Philippines, Sri Lanka, Turkey, Vietnam.

You can find out more by accessing the calculator link.

The TR Pay app allows customers to send money to multiple countries across Europe and worldwide.

Europe

Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Israel, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Norway, Poland, Portugal, San Marino, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom, Vatican City.

Other countries

Bangladesh, China, India, Morocco, Nepal, Oman, Pakistan, Philippines, Qatar, Sri Lanka, Turkey, United States, Vietnam.

Cash payout services are available in Romania through CEC Bank branches and ATMs.

Online transfers through the TR Pay app and the Transfer Rapid website: www.transferrapid.com are available in several European countries where Transfer Rapid is licensed.

You can contact Transfer Rapid customer support by:

• phone
• email

Support is available in Romanian and English.

Customer support is available Monday to Friday, from 09:00 to 17:30 (GMT+2).

Customers choose Transfer Rapid because the service is:

• fast
• secure
• affordable
• easy to use

Transfer Rapid also benefits from:

• trusted regulatory authorization
• a strategic and exclusive partnership with CEC Bank
• international transfer coverage
• services designed specifically for Romanian communities abroad like tax recovery

Many transfers are completed within minutes, depending on the destination country, payment method, and payout option.

Transfer Rapid combines:

• Romanian fintech expertise
• international money transfer experience
• strong banking partnerships
• customer-focused services tailored to Romanians living abroad and their families

The partnership with CEC Bank provides customers with one of the largest cash pickup and banking networks in Romania.

Depending on the destination country, money can be:

• collected in cash
• deposited into a bank account
• transferred to a mobile wallet

In Romania, money can be:

• collected at any CEC Bank branch
• withdrawn from CEC Bank ATMs using the Transfer Rapid Loyalty Card
• deposited directly into any Romanian bank account

For country-specific options, please use the calculator. Link calculator

The following identity documents are accepted for sending or receiving money through Transfer Rapid at CEC Bank branches:

• Romanian Identity Card
• Romanian Residence Permit
• EU Identity Card
• Passport

Step 1 – Create your account

You will need:

• a valid email address
• a valid phone number
• a valid photo ID

Step 2 – Create the transfer

You will:

• select the destination country
• enter the transfer amount
• provide beneficiary details

Step 3 – Complete payment

You can:

• pay using a debit or credit card
• deposit cash at a CEC Bank branch

Yes. Customers can send up to EUR 5,000 per transaction through the TR Pay app or website www.transferrapid.com.

You can send cash to Romania through Transfer Rapid’s worldwide partner network.

Funds can be:

• collected in cash at any CEC Bank branch
• withdrawn from CEC Bank ATMs using the Transfer Rapid Loyalty Card
• deposited directly into a Romanian bank account

Please contact customer support to locate the nearest Transfer Rapid partner location abroad.

The Transfer Rapid Loyalty Card allows beneficiaries to withdraw money from CEC Bank ATMs without needing a debit card or bank account.

Additional benefits include:

• 24/7 ATM cash withdrawals
• participation in prize campaigns and promotions
• reward opportunities for eligible transfers
• every 10th transfer between CEC Bank branches free of charge

Campaign rules and eligibility details are available on the website.

Step 1

Select “Transfer Rapid” on the CEC Bank ATM and choose your preferred language.

Step 2

Enter your Loyalty Card number.

Step 3

Enter the transfer amount without decimals.

Step 4

Confirm the withdrawal and collect your money and receipt.

Please note:
CEC Bank ATMs dispense cash in RON only. For withdrawals in foreign currency, visit a CEC Bank branch.

Online card payments may be rejected for several reasons:

By your bank

• insufficient funds
• exceeded card limits
• online payments or 3D Secure not activated

Please contact your bank for assistance.

By Transfer Rapid

Transactions may also be declined if they do not comply with Transfer Rapid policies or applicable legal and regulatory requirements.

You can verify the transfer status:

• on the website using “Check Transfer Status”
• by contacting customer support via phone or email

Customers enjoy multiple benefits, including:

• online money transfers in EUR, GBP, USD or RON
• transfers up to 5000 EUR
• competitive exchange rates and transparent fees, no hidden costs
• secure system for saving your debit or credit card information for quick payments
• one-time identity verification process
• saved transfer templates for recurring beneficiaries
• transfer notifications and updates through TR Pay or via SMS
• promotional rewards, discounts, and special offers
• access to tax refund consultation services
• promotional rewards, discounts, and special offers

As a Romanian citizen, If you are working or you have worked in other countries for the last 5 years, you may have overpaid taxes. It is perfectly legal to have been overtaxed due to the employer’s tax calculations or because you may have been put into a higher tax bracket and thus less advantageous.

Yes. Transfer Rapid can assist customers with the tax recovery process for taxes paid abroad, helping them submit the necessary documentation and applications. Submit the form at  https://www.transferrapid.com/en/recuperare-taxe and we will contact you.